What should I do if I live in a condo and it's been damaged?

As a condo owner, understanding your insurance coverage is crucial, especially when dealing with damages. Typically, if you have an individual condo unit owner’s policy, it covers damage to the inside of your unit. This includes areas like your personal living space, walls, and fixtures within your unit.

On the other hand, damages to the exterior of the condominium building or common areas, such as exterior walls, hallways, and elevators, are generally covered by the condominium association's policy.

However, if you're facing issues with damages to your individual unit, or if your condominium association is encountering problems in repairing external damages, it's important to seek professional guidance. We provide free case analyses to help you understand your coverage and assist in recovering what you are rightfully owed under your policy. Don't hesitate to contact us if you need assistance with insurance claims related to condo damages.