Florida Property Insurance Claim Attorneys

50+ Combined Years of Experience and 1,000+ Insurance Claims Handled

We fight denied, delayed and underpaid property insurance claims throughout Florida. 

If you feel your property claim has been unfairly denied or delayed contact the experienced property insurance attorneys of McRae & Metcalf, P.A.

Florida Property Insurance Lawyer 
​Benjamin "Ben" C. Patton

property insurance claims lawyer near me

Compassionate Counselors 
Dedicated Advocates

The property insurance lawyers at McRae & Metcalf, P.A. have more than 50 years of combined legal experience successfully resolving all types of insurance claim disputes. They aggressively fight to preserve and protect the rights of policyholders in Florida.

Having successfully handled numerous insurance claims, the experienced property insurance attorneys at McRae & Metcalf, P.A. understand what it takes to prevail and are not intimidated or fooled by the tactics of the attorneys and adjusters on the other side. We will aggressively navigate the complex arena of claim disputes and assist you in getting fully reimbursed for the damages you have incurred.

Experienced Advocates Fighting For You

Has your property insurance claim been denied, delayed or underpaid?

We have experience handling various types of property insurance claims, including: 

  • Comprehensive legal support for complex claims resulting from hurricanes and tropical storms, including property damages, loss of use, and additional living expenses. Our expertise covers navigating the nuances of storm-related insurance policies and advocating for full and fair compensation for all storm-induced losses.

  • Specialized in handling wind damage claims, our services encompass a detailed assessment of property damage caused by high winds, including roof, window, and structural damages. We focus on ensuring that insurance companies honor their policy commitments and provide adequate compensation for all wind-related damages.

  • Expert handling of fire damage claims, focusing on a complete recovery for loss of property, structural damage, and personal belongings. Our approach includes a thorough investigation of the incident, evaluation of the full extent of the damage, and aggressive negotiation with insurance companies for maximum claim settlement.

  • Skilled in managing claims related to water damage from burst pipes, leaks, and other sources. Our services include detailed documentation of property damage, assistance in mold and mildew prevention measures post-incident, and strong advocacy for fair coverage and compensation for all water-related damages.

  • Expertise in handling flood damage claims, with an emphasis on navigating the complexities of flood insurance. Our services cover complete property damage assessments, including structural and personal property losses, and vigorous representation to secure full compensation under flood insurance policies.

  • Focused on claims involving mold damage, often a result of water damage or poor construction. We concentrate on identifying all areas affected by mold, understanding the health risks involved, and ensuring that insurance covers all necessary remediation and repair work.

  • Comprehensive handling of claims arising from theft and vandalism, ensuring clients receive full compensation for property damage and stolen items. We assist in inventorying lost or damaged property and work to ensure that insurance policies fully cover all theft and vandalism-related losses.

  • Specialized legal services for sinkhole damage claims, focusing on thorough property evaluations and advocating for rightful coverage under insurance policies. Our team works diligently to ensure clients receive fair compensation for all damages related to sinkhole incidents.

  • Dedicated to handling roof damage claims, our expertise includes assessing all types of roof damage from various causes, including weather events, wear and tear, or faulty construction. We strive to ensure that insurance companies provide full compensation for roof repair or replacement.

  • Expert representation for hail damage claims, including car, roof, and property damage assessments. We work to ensure that insurance covers the full extent of the damage and that clients receive the necessary funds for all repairs.

  • Handling business interruption claims with a focus on detailed financial loss assessments. We understand the intricacies of business operations and work to ensure that insurance policies adequately compensate for all lost income and additional expenses incurred due to business interruptions.

  • Experienced in handling liability claims, including injuries or accidents that occur on a client's property. We specialize in navigating the complexities of liability law and ensuring that insurance policies provide fair coverage for all claims.

  • Skilled in confronting bad faith insurance practices, our firm advocates for clients who have been unfairly treated by their insurance providers. We focus on exposing deceptive practices and securing rightful compensation and punitive damages.

  • Focused on resolving disputes over coverage, appraisal, and valuation in insurance claims. Our approach includes a thorough evaluation of disputed claims, negotiation with insurance companies, and advocacy for accurate and fair assessments of property value and damage.

Case Results

$79,000 Recovered For a Denied Water Loss

Our client’s home suffered an unfortunate and extensive water loss related to a HVAC leak. The insurance company denied and delayed paying the homeowner what was owed under the policy.  We fought for additional living expenses, contents loss, mitigation costs, mold costs, repairs and other available coverage. After filing a lawsuit, we were able to recover over $79,000 from the insurance company.


$65,000 Recovered For Underpaid Hurricane Loss

Our client’s townhome suffered extensive damage due to Hurricane Michael. The Insurance Company adjusted the loss and woefully underpaid the claim. After filing a lawsuit, we were able to recover an additional $65,000 for our clients to restore their property to its pre-loss condition.


$232,000 Appraisal Award for Underpaid Hurricane Loss

Our client's home suffered devastating damages from Hurricane Michael. The Insurance Company refused to fairly compensate our clients, estimating the damages at less than $100,000.00, forcing them to retain our representation and file a lawsuit. After filing suit we obtained an appraisal award for nearly $132,000 above the Insurance Company's initial offer.


Dedicated to Supporting Florida Property Owners Enforce Their Rights